:root {
  --ink: #102c2e;
  --teal: #0d6863;
  --teal-deep: #064d4b;
  --mint: #dff4ee;
  --coral: #f06b5d;
  --cream: #fbf8f1;
  --line: #d9e4df;
  --muted: #61706f;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--cream); font-family: Pretendard, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; word-break: keep-all; }
button, input { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; }
.shell { width: min(1180px, calc(100% - 40px)); margin-inline: auto; }
.section-pad { padding: 132px 0; }

.site-header { position: relative; z-index: 20; background: rgba(255,255,255,.95); border-bottom: 1px solid rgba(13,104,99,.12); }
.header-inner { height: 76px; display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; }
.brand img { width: 184px; height: auto; display: block; }
.header-copy { margin: 0; color: #71817f; font-size: 13px; font-weight: 650; }
.header-cta { justify-self: end; padding: 12px 20px; border-radius: 999px; background: var(--teal); color: white; font-size: 14px; font-weight: 750; transition: transform .2s ease, background .2s ease; }
.header-cta:hover { background: var(--teal-deep); transform: translateY(-1px); }

.hero { padding: 28px 0 38px; background: radial-gradient(circle at 12% 10%, #fff 0, rgba(255,255,255,0) 44%), var(--cream); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.55fr) minmax(360px, .8fr); gap: 26px; align-items: stretch; }
.hero-story { position: relative; min-height: 690px; overflow: hidden; border-radius: 36px; padding: 58px 54px; background: #eaf5f0; box-shadow: inset 0 0 0 1px rgba(13,104,99,.08); }
.hero-story::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(243,250,247,.98) 0%, rgba(243,250,247,.9) 36%, rgba(243,250,247,.15) 68%, transparent 100%); pointer-events: none; }
.hero-photo { position: absolute; inset: 0; background: url('/assets/care-family-scene.png') 60% center / cover no-repeat; }
.eyebrow, .hero-story h1, .hero-lead, .hero-proof { position: relative; z-index: 2; }
.eyebrow { margin: 0; display: flex; align-items: center; gap: 10px; color: var(--teal); font-size: 16px; font-weight: 800; letter-spacing: -.02em; }
.eyebrow > span { width: 34px; height: 3px; border-radius: 10px; background: var(--coral); }
.eyebrow.centered { justify-content: center; }
.eyebrow.centered > span:last-child { display: block; }
.hero-story h1 { margin: 24px 0 0; font-size: clamp(42px, 4.3vw, 65px); line-height: 1.13; letter-spacing: -.055em; }
.hero-story h1 em { position: relative; display: inline-block; isolation: isolate; color: var(--teal); font-style: normal; }
.hero-story h1 em::after { content: ""; position: absolute; z-index: -1; left: -.04em; right: -.04em; bottom: .04em; height: .2em; border-radius: 999px; background: rgba(240,107,93,.24); transform: scaleX(0); transform-origin: left center; animation: hook-sweep .85s cubic-bezier(.2,.75,.25,1) .45s forwards; }
.hero-lead { margin: 24px 0 0; font-size: 18px; line-height: 1.7; color: #385a59; font-weight: 560; }
.hero-proof { position: absolute; left: 54px; bottom: 44px; display: flex; gap: 9px; flex-wrap: wrap; }
.hero-proof span { display: inline-flex; align-items: center; gap: 5px; padding: 10px 14px; border: 1px solid rgba(255,255,255,.85); border-radius: 999px; background: rgba(255,255,255,.84); box-shadow: 0 10px 28px rgba(16,44,46,.08); backdrop-filter: blur(8px); font-size: 13px; color: #31514f; opacity: 0; transform: translateY(12px) scale(.96); animation: proof-enter .55s cubic-bezier(.2,.8,.25,1) forwards; }
.hero-proof span:nth-child(1) { animation-delay: .75s; }
.hero-proof span:nth-child(2) { animation-delay: .88s; }
.hero-proof span:nth-child(3) { animation-delay: 1.01s; }
.hero-proof b { color: var(--teal); }

.quote-card { align-self: stretch; border-radius: 30px; padding: 40px 34px 30px; background: white; border: 1px solid rgba(13,104,99,.12); box-shadow: 0 22px 65px rgba(14,63,61,.12); animation: form-enter .7s cubic-bezier(.2,.75,.25,1) .18s both; }
.form-kicker { margin: 0; color: var(--coral); font-size: 14px; font-weight: 850; }
.quote-card h2 { margin: 10px 0 0; font-size: 27px; line-height: 1.35; letter-spacing: -.04em; }
.quote-card h2 em { color: var(--teal); font-style: normal; }
.form-note { margin: 10px 0 24px; font-size: 13px; line-height: 1.6; color: #728280; }
.gender-field { margin: 0 0 12px; padding: 0; border: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.gender-field legend { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); }
.gender-field input { position: absolute; opacity: 0; }
.gender-field span { display: grid; place-items: center; height: 48px; border: 1px solid var(--line); border-radius: 12px; color: #687876; cursor: pointer; transition: .2s ease; }
.gender-field input:focus-visible + span { outline: 3px solid rgba(13,104,99,.18); }
.gender-field input:checked + span { color: var(--teal); border-color: var(--teal); background: var(--mint); font-weight: 750; }
.input-row { display: grid; grid-template-columns: 96px 1fr; align-items: center; height: 58px; margin-top: 10px; padding: 0 16px; border: 1px solid var(--line); border-radius: 13px; background: #fcfdfc; }
.input-row > span { font-size: 14px; font-weight: 750; }
.input-row > span b { color: var(--coral); }
.input-row input { width: 100%; border: 0; outline: 0; background: transparent; color: var(--ink); font-size: 15px; }
.input-row input::placeholder { color: #9dacab; }
.input-row:focus-within { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(13,104,99,.1); }
.consents { position: relative; display: grid; gap: 8px; margin-top: 18px; }
.consents label { display: flex; align-items: center; gap: 8px; font-size: 12px; color: #61706f; }
.consents input { width: 17px; height: 17px; margin: 0; accent-color: var(--teal); }
.consents label b { color: var(--coral); }
.consents button { position: absolute; right: 0; top: 0; padding: 0; border: 0; background: none; color: #71817f; font-size: 12px; text-decoration: underline; cursor: pointer; }
.submit-button { width: 100%; height: 62px; margin-top: 18px; border: 0; border-radius: 15px; display: flex; align-items: center; justify-content: center; gap: 16px; background: var(--teal); color: white; font-size: 17px; font-weight: 800; cursor: pointer; box-shadow: 0 14px 28px rgba(13,104,99,.2); transition: .2s ease; animation: cta-breathe 1.25s ease-in-out 1.55s 2; }
.submit-button:hover { background: var(--teal-deep); transform: translateY(-1px); }
.submit-button:disabled { opacity: .65; cursor: wait; transform: none; }
.submit-button span { font-size: 22px; }
.form-message { min-height: 18px; margin: 9px 0 0; color: #c84336; font-size: 12px; line-height: 1.4; text-align: center; }
.secure-note { margin: 4px 0 0; text-align: center; color: #8b9997; font-size: 11px; }
.hero-disclaimer { margin-top: 14px; color: #7a8987; font-size: 11px; text-align: right; }

.section-heading { max-width: 720px; margin: 0 auto 58px; text-align: center; }
.section-heading h2 { margin: 18px 0 0; font-size: clamp(38px, 4.2vw, 54px); line-height: 1.24; letter-spacing: -.045em; }
.section-heading > p:last-child { margin: 18px 0 0; color: var(--muted); font-size: 17px; line-height: 1.7; }
.benefits-section { background: #fff; }
.benefit-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.benefit-card { min-height: 330px; padding: 28px 24px; border-radius: 24px; background: #f3f8f5; border: 1px solid #e5efea; display: flex; flex-direction: column; transition: transform .25s ease, box-shadow .25s ease; }
.benefit-card:nth-child(2n) { background: #fff8f4; border-color: #f3e5dc; }
.benefit-card:hover { transform: translateY(-5px); box-shadow: 0 18px 38px rgba(16,44,46,.08); }
.benefit-number { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 50%; background: var(--teal); color: #fff; font-size: 13px; font-weight: 850; }
.benefit-card:nth-child(2n) .benefit-number { background: var(--coral); }
.benefit-card > p { margin: 38px 0 0; color: #667775; font-size: 14px; font-weight: 650; }
.benefit-card h3 { margin: 8px 0 0; color: var(--teal-deep); font-size: 26px; letter-spacing: -.035em; }
.benefit-card > span { margin-top: auto; padding-top: 24px; border-top: 1px solid rgba(13,104,99,.12); color: #667775; font-size: 13px; line-height: 1.65; }
.small-disclaimer { margin: 22px 0 0; color: #8b9997; font-size: 11px; text-align: right; }

.scenario-section { background: #e8f4ef; }
.scenario-grid { display: grid; grid-template-columns: .84fr 1.16fr; gap: 82px; align-items: center; }
.scenario-intro h2 { margin: 22px 0 0; font-size: clamp(38px, 4vw, 55px); line-height: 1.2; letter-spacing: -.05em; }
.scenario-intro > p:nth-of-type(2) { margin: 24px 0 0; max-width: 430px; color: var(--muted); font-size: 17px; line-height: 1.75; }
.scenario-intro > a { margin-top: 34px; display: inline-flex; align-items: center; gap: 18px; padding: 16px 22px; border-radius: 999px; background: var(--teal); color: #fff; font-weight: 780; }
.scenario-intro > a b { font-size: 20px; }
.scenario-list { display: grid; gap: 12px; }
.scenario-list article { min-height: 134px; display: grid; grid-template-columns: 70px 1fr auto; align-items: center; gap: 22px; padding: 24px 26px; border-radius: 20px; background: #fff; box-shadow: 0 14px 36px rgba(16,44,46,.06); }
.scenario-icon { width: 64px; height: 64px; display: grid; place-items: center; border-radius: 18px; background: var(--mint); color: var(--teal); }
.scenario-icon img { display: block; width: 32px; height: 32px; }
.scenario-icon-2 { background: #fff0e9; color: var(--coral); }
.scenario-icon-3 { background: #eef1ff; color: #4c5b99; }
.scenario-list h3 { margin: 0; font-size: 20px; letter-spacing: -.03em; }
.scenario-list p { margin: 7px 0 0; color: #697a78; font-size: 14px; line-height: 1.55; }
.scenario-list article > span { color: #8b9997; font-size: 22px; }

.claims-section { position: relative; overflow: hidden; background: var(--teal-deep); color: #fff; }
.claims-section::before { content: ""; position: absolute; width: 560px; height: 560px; right: -180px; top: -220px; border: 110px solid rgba(255,255,255,.04); border-radius: 50%; }
.claims-grid { position: relative; display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: end; }
.eyebrow.light { color: #a8e1d4; }
.claim-copy h2 { margin: 22px 0 0; font-size: clamp(40px, 4.2vw, 58px); line-height: 1.18; letter-spacing: -.05em; }
.claim-copy > p:nth-of-type(2) { margin: 24px 0 0; color: rgba(255,255,255,.72); font-size: 17px; line-height: 1.75; }
.claim-total { margin-top: 44px; display: grid; width: fit-content; }
.claim-total span { color: #a8e1d4; font-size: 14px; font-weight: 750; }
.claim-total strong { margin-top: 4px; color: #fff4c8; font-size: 82px; line-height: 1; letter-spacing: -.06em; }
.claim-total small { margin-top: 14px; color: rgba(255,255,255,.5); font-size: 11px; }
.claim-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.claim-stats article { min-height: 230px; padding: 32px 18px; border: 1px solid rgba(255,255,255,.13); border-radius: 20px; background: rgba(255,255,255,.08); text-align: center; backdrop-filter: blur(6px); }
.claim-stats img { width: 70px; height: 70px; object-fit: contain; filter: saturate(.9) brightness(1.12); }
.claim-stat-copy { margin-top: 24px; }
.claim-stats p { margin: 0; color: rgba(255,255,255,.6); font-size: 13px; }
.claim-stats strong { display: block; margin-top: 6px; color: #fff; font-size: 23px; }

.group-section { position: relative; overflow: hidden; background: #fff7f3; }
.group-section::after { content: ""; position: absolute; inset: 20% 0 0; opacity: .18; background: url('/assets/care-trust-texture.png') center bottom / cover no-repeat; mask-image: linear-gradient(to bottom, transparent, #000); }
.group-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 1fr; gap: 90px; align-items: center; }
.since { margin: 0; font-size: 17px; font-weight: 900; letter-spacing: .06em; }
.group-count { margin: 18px 0 0; color: var(--coral); font-size: 18px; font-weight: 850; }
.group-copy h2 { margin: 12px 0 0; font-size: clamp(42px, 4vw, 56px); line-height: 1.2; letter-spacing: -.05em; }
.group-copy > p:last-child { margin: 24px 0 0; color: #745f5d; font-size: 17px; line-height: 1.75; font-weight: 550; }
.group-card { min-height: 330px; display: grid; place-items: center; padding: 60px; border-radius: 28px; background: rgba(255,255,255,.92); box-shadow: 0 22px 60px rgba(78,48,38,.1); }
.group-card img { width: 380px; height: auto; }

.final-cta { padding: 74px 0; background: #f1b9a6; }
.final-cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.final-cta p { margin: 0; color: #70463e; font-size: 15px; font-weight: 800; }
.final-cta h2 { margin: 8px 0 0; color: #322522; font-size: clamp(30px, 3.4vw, 44px); letter-spacing: -.045em; }
.final-cta a { flex: none; min-width: 230px; height: 64px; display: flex; align-items: center; justify-content: center; gap: 18px; border-radius: 999px; background: var(--teal-deep); color: #fff; font-weight: 800; }
.final-cta a span { font-size: 22px; }

.motion-ready [data-reveal] { opacity: 0; transform: translateY(24px); transition: opacity .68s ease, transform .68s cubic-bezier(.2,.75,.25,1); transition-delay: var(--reveal-delay, 0ms); }
.motion-ready [data-reveal].is-visible { opacity: 1; transform: translateY(0); }
.motion-ready .benefit-card[data-reveal].is-visible:hover { transform: translateY(-5px); }
.benefit-card:nth-child(2) { --reveal-delay: 90ms; }
.benefit-card:nth-child(3) { --reveal-delay: 180ms; }
.benefit-card:nth-child(4) { --reveal-delay: 270ms; }
.motion-ready .benefit-card.is-visible .benefit-number { animation: benefit-pop .58s cubic-bezier(.2,.8,.25,1) calc(var(--reveal-delay, 0ms) + 180ms) both; }
.motion-ready .claim-total.is-visible strong { animation: evidence-pop .72s cubic-bezier(.2,.8,.25,1) .18s both; }
.motion-ready .final-cta-inner.is-visible a span { animation: arrow-nudge .75s ease-in-out .35s 3; }

@keyframes hook-sweep { to { transform: scaleX(1); } }
@keyframes proof-enter { to { opacity: 1; transform: translateY(0) scale(1); } }
@keyframes form-enter { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: translateY(0); } }
@keyframes cta-breathe { 50% { transform: translateY(-2px); box-shadow: 0 18px 38px rgba(13,104,99,.34); } }
@keyframes benefit-pop { 0% { transform: scale(.8); } 65% { transform: scale(1.08); } 100% { transform: scale(1); } }
@keyframes evidence-pop { from { opacity: .4; transform: translateY(12px) scale(.94); } to { opacity: 1; transform: translateY(0) scale(1); } }
@keyframes arrow-nudge { 50% { transform: translateX(5px); } }

.footer { padding: 70px 0 82px; background: #fff; }
.footer h2 { margin: 0; font-size: 17px; }
.footer > .shell > p { margin: 18px 0 0; color: #788684; font-size: 13px; line-height: 1.95; }
.footer-business { margin-top: 34px; padding-top: 32px; border-top: 1px solid #e3e9e6; display: flex; align-items: end; justify-content: space-between; gap: 30px; }
.footer-business p { margin: 0; color: #879390; font-size: 12px; line-height: 1.85; }
.footer-business img { width: 180px; height: auto; }
.mobile-bar { display: none; }

.modal[hidden] { display: none; }
.modal { position: fixed; inset: 0; z-index: 100; padding: 20px; display: grid; place-items: center; background: rgba(5,34,33,.62); backdrop-filter: blur(6px); }
.modal-box { width: min(660px, 100%); max-height: 86vh; overflow: auto; padding: 34px 30px 28px; border-radius: 24px; background: #fff; box-shadow: 0 30px 90px rgba(0,0,0,.2); }
.modal-box h2 { margin: 0; font-size: 21px; line-height: 1.45; text-align: center; }
.modal-box h3 { margin: 28px 0 0; font-size: 15px; }
.modal-box p { margin: 10px 0 0; color: #60716f; font-size: 13px; line-height: 1.8; }
.modal-close { width: 100%; height: 54px; margin-top: 28px; border: 0; border-radius: 13px; background: var(--teal); color: #fff; font-weight: 800; cursor: pointer; }
.done-box { max-width: 450px; text-align: center; }
.done-mark { width: 72px; height: 72px; margin: 0 auto 18px; display: grid; place-items: center; border-radius: 50%; background: var(--mint); color: var(--teal); font-size: 34px; font-weight: 900; }
.done-box h2 { font-size: 25px; }
.done-box p { font-size: 15px; line-height: 1.75; }

@media (max-width: 1050px) {
  .hero-grid { grid-template-columns: 1.25fr minmax(340px, .8fr); }
  .hero-story { padding-inline: 40px; }
  .benefit-grid { grid-template-columns: repeat(2, 1fr); }
  .benefit-card { min-height: 285px; }
  .scenario-grid { gap: 44px; }
  .claims-grid { gap: 42px; }
  .claim-stats { grid-template-columns: 1fr; }
  .claim-stats article { min-height: 0; display: grid; grid-template-columns: 82px minmax(0, 1fr); align-items: center; column-gap: 24px; text-align: left; padding: 18px 22px; }
  .claim-stats img { justify-self: center; }
  .claim-stat-copy { margin-top: 0; display: grid; align-content: center; gap: 4px; }
  .claim-stats strong { margin: 0; }
}

@media (max-width: 820px) {
  .shell { width: min(100% - 28px, 640px); }
  .section-pad { padding: 86px 0; }
  .header-inner { height: 66px; grid-template-columns: 1fr auto; }
  .brand img { width: 155px; }
  .header-copy { display: none; }
  .header-cta { padding: 10px 14px; font-size: 12px; }
  .hero { padding-top: 14px; }
  .hero-grid { grid-template-columns: 1fr; gap: 14px; }
  .hero-story { min-height: 650px; padding: 36px 24px; border-radius: 24px; }
  .hero-story::after { background: linear-gradient(180deg, rgba(243,250,247,.98) 0%, rgba(243,250,247,.88) 40%, rgba(243,250,247,.05) 70%); }
  .hero-photo { background-position: 66% center; }
  .hero-story h1 { font-size: clamp(38px, 11vw, 54px); }
  .hero-lead { font-size: 15px; }
  .hero-proof { left: 24px; right: 24px; bottom: 24px; }
  .quote-card { padding: 30px 22px 24px; border-radius: 24px; }
  .quote-card h2 { font-size: 24px; }
  .hero-disclaimer { text-align: left; line-height: 1.5; }
  .section-heading { margin-bottom: 38px; }
  .section-heading h2 { font-size: 36px; }
  .section-heading > p:last-child { font-size: 15px; }
  .benefit-grid { grid-template-columns: 1fr; }
  .benefit-card { min-height: 255px; }
  .scenario-grid { grid-template-columns: 1fr; }
  .scenario-intro { text-align: center; }
  .scenario-intro .eyebrow { justify-content: center; }
  .scenario-intro > p:nth-of-type(2) { margin-inline: auto; font-size: 15px; }
  .scenario-list article { grid-template-columns: 56px 1fr; gap: 16px; padding: 20px; }
  .scenario-list article > span { display: none; }
  .scenario-icon { width: 54px; height: 54px; border-radius: 15px; }
  .claims-grid { grid-template-columns: 1fr; }
  .claim-copy { text-align: center; }
  .claim-copy .eyebrow { justify-content: center; }
  .claim-copy > p:nth-of-type(2) { font-size: 15px; }
  .claim-total { margin-inline: auto; }
  .claim-total strong { font-size: 72px; }
  .claim-stats article { grid-template-columns: 76px minmax(0, 1fr); column-gap: 20px; }
  .group-grid { grid-template-columns: 1fr; gap: 36px; text-align: center; }
  .group-card { min-height: 230px; padding: 42px; }
  .final-cta-inner { display: block; text-align: center; }
  .final-cta a { margin: 28px auto 0; width: min(100%, 340px); }
  .footer { padding-bottom: 120px; }
  .footer-business { display: block; }
  .footer-business img { margin-top: 24px; }
  .mobile-bar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 50; display: block; padding: 11px 18px calc(11px + env(safe-area-inset-bottom)); background: rgba(255,255,255,.97); border-top: 1px solid var(--line); }
  .mobile-bar a { height: 56px; display: grid; place-items: center; border-radius: 14px; background: var(--teal); color: #fff; font-size: 17px; font-weight: 800; }
}

@media (max-width: 430px) {
  .hero-story { min-height: 620px; }
  .hero-story h1 { font-size: 38px; }
  .hero-lead br { display: none; }
  .hero-proof span { padding: 9px 11px; font-size: 11px; }
  .input-row { grid-template-columns: 88px 1fr; }
  .section-heading h2, .scenario-intro h2, .claim-copy h2, .group-copy h2 { font-size: 34px; }
  .scenario-list h3 { font-size: 18px; }
  .claim-total strong { font-size: 64px; }
  .group-card { min-height: 190px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-delay: 0s !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .hero-proof span { opacity: 1 !important; transform: none !important; }
  [data-reveal] { opacity: 1 !important; transform: none !important; }
}